Self Employed Home Loans

Being self employed shouldn’t make getting a home loan harder. Yet, traditional bank policies often do.

At SK Finance Group, we specialise in structuring loans for business owners, sole traders, contractors and companies, partnerships, Trusts.

Self Employed Home Loan Options

We understand how lenders assess self employed income, and more importantly, which lenders take a practical approach.

If your income doesn’t fit neatly into a PAYG payslip model, we can structure it correctly.

Who This Is For

Sole traders

Company

Trusts

Contractors (ABN holders)

Partnership owners

Small business owners

We understand that being self-employed often means doing it all yourself. Not all self-employed borrowers have clean, up-to-date financials and that’s okay.

We take a flexible, solutions-focused approach, helping you access lending options that reflect how you actually earn, not just what’s on paper.

We have experience in Low Doc & Alternative Verification Options. Legitimate alternatives that may not require full tax return verification.

These products are designed specifically for self-employed borrowers.

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At SK Finance Group We Tailor Your Loan to you.

A man and a young girl looking out a large window in an urban apartment, with city buildings outside. The girl is standing on a staircase, and the man is standing beside her. There are potted plants and a tablet on a nearby table inside the apartment.

We’re here to help you secure the right loan, with flexible solutions that reflect how you actually earn.